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Tyler Site Admin

Joined: 06 Mar 2006 Posts: 12865
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Posted: Thu Jul 31, 2014 4:22 pm Post subject: Boat Insurance |
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After seeing motors flying off it made me wonder about getting boat insurance. Any suggestions? _________________ Like Corpusfishing.com on Facebook! |
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Blast-n-Cast Full Grown Flour Bluffian
Joined: 03 Dec 2007 Posts: 1142
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Posted: Thu Jul 31, 2014 4:35 pm Post subject: |
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| I went with Charter Lakes (281) 452-7800. They had really good reviews when I was doing my research. |
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BluffYakker Horse Mullet

Joined: 21 Jun 2008 Posts: 164 Location: the bluff
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Posted: Thu Jul 31, 2014 4:40 pm Post subject: |
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Star advantage insurance agency. It's on the island right next to black sheep bistro. They are a progressive insurance provider _________________ Chris |
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JimSA Pony Mullet
Joined: 06 Jul 2011 Posts: 69 Location: SA and the Island
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Posted: Thu Jul 31, 2014 5:13 pm Post subject: |
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| Progressive has a website. You can bind it online |
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Razorback Horse Mullet
Joined: 01 Aug 2013 Posts: 128 Location: Up Chit Creek
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Posted: Thu Jul 31, 2014 5:49 pm Post subject: |
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| JimSA wrote: | | Progressive has a website. You can bind it online |
X2
That's what I use. Upgrade the towing coverage.. lots cheaper than Sea Tow or Boat US. |
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CopanoCruisin Full Grown Flour Bluffian

Joined: 22 Apr 2006 Posts: 1064 Location: West shore of Copano Bay
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Posted: Thu Jul 31, 2014 6:19 pm Post subject: |
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| My Agent wrote ours with Progressive. Just a small boat, 2012 Mako Pro Skiff 16w/40 Merc and Aluminum trailer. $127.00 a year, I thought it was very reasonable. Although the larger outboards are worth way more than my whole rig. .........cC |
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cdhknives Flour Bluffian in training
Joined: 03 Aug 2012 Posts: 297
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Posted: Thu Jul 31, 2014 8:00 pm Post subject: |
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Mine is with USAA.
Check with your current providers. Some have discounts that go up with each new policy. _________________ Why is it that these days sales people seem to be as honest as I am knowledgeable? |
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Johninaustin Full Grown Flour Bluffian
Joined: 03 Jun 2007 Posts: 1113
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Posted: Thu Jul 31, 2014 8:25 pm Post subject: |
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I use Progressive, I think USAA contracts with them. $129 a year for a full policy to include contents.
They have that disappearing deductible thing too. |
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Mad Dog Full Grown Flour Bluffian

Joined: 01 May 2006 Posts: 1037 Location: San Antonio, Texas
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djohn71 Horse Mullet

Joined: 25 Jan 2009 Posts: 147 Location: The first sand bar, NPI
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Posted: Thu Jul 31, 2014 8:56 pm Post subject: |
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Tyler, a lot of us are switching from Progressive to Charter Lakes. They were about half the cost and cover commercial as well as recreational. Call Rebecca
877-421-0619,tell her I sent you.
Say hi to jay if you see him _________________ Johnny D
Take your kids fishing when they're young and they might take you when your old |
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rodandroll Full Grown Flour Bluffian
Joined: 17 Jan 2007 Posts: 1814 Location: Kerrville, Tx
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Posted: Thu Jul 31, 2014 9:15 pm Post subject: |
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| djohn71 wrote: | Tyler, a lot of us are switching from Progressive to Charter Lakes. They were about half the cost and cover commercial as well as recreational. Call Rebecca
877-421-0619,tell her I sent you.
Say hi to jay if you see him |
Definitely go with Charter Lakes or any insurance company other than progressive. I would never ever buy any insurance from Progressive. I would go uninsured first. Read up on Peter Lewis the Chairman of progressive and you will understand how progressive got its name and what the company name really stands for. Bad, Bad, Bad, Bad!!!!  _________________ Now that food has replaced my sex life I can't even get into my own pants!!!!!!!!
Even duct tape can't fix stupid ... but it can muffle the sound!!! |
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justletmein Member White Shrimper Boot Club
Joined: 31 Mar 2006 Posts: 909 Location: San Antonio
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Posted: Fri Aug 01, 2014 12:43 am Post subject: |
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I've always had insurance on any boat, even the cheap one I'm running now. Charter Lakes seems to have the best coverage, but Progressive is way more convenient for getting the ball rolling and being done with it and I would presume claims as well. Progressive coverage is "pretty good" statistically and about the same price as the Charter Lakes quotes I've gotten. YMMV
edit: Yes Progressive is run by liberals, but so is half the other companies out there people deal with on a regular basis and don't know, for me it's about the product they provide to me. _________________ JJ |
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ironmanstan Exalted Ruler of Flour Bluff

Joined: 04 Oct 2006 Posts: 12256
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Posted: Fri Aug 01, 2014 3:07 am Post subject: |
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I carry full coverage by State Farm but then everything I have is fully covered with the broadest policy I can get.....peace of mind. _________________ I LIKE MINE FRIED. |
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landlocked beachbum Full Grown Flour Bluffian
Joined: 09 Apr 2007 Posts: 5811 Location: Little Rock, Arkansas
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Posted: Fri Aug 01, 2014 8:38 am Post subject: |
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Whichever company, read the policy well: A very good friend tore his spinnaker in half last winter and filed a claim with his insurance company. After being given the runaround for a few weeks on the phone, an adjuster finally met him out at the lake to take a look at the sail, which IS the engine of a sailboat.
After all of the BS and wasted time my buddy was told that his policy "didn't cover the sails"!!! Say what? On a 30' boat the sails are a huge expense! The jerk adjuster could have been up front and told my bud all of that on the phone and been done with it.
The company: PROGRESSIVE!!!! Yes this is a sailboat, but I'm just warning y'all to go over the policy carefully and be sure of what you're getting BEFORE you put down the coin! _________________ Dave
"The difference between genius and stupidity is that genius has it's limits". Albert Einstein |
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Chef Lefty Full Grown Flour Bluffian

Joined: 13 Aug 2009 Posts: 4659 Location: The First Sandbar (a.k.a. Flour Bluff)
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Posted: Fri Aug 01, 2014 9:17 am Post subject: |
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| Mad Dog wrote: | BoatUS , right coverage for boat owners. Lots of added benefits as well.
MD  |
YEP, X2  _________________
| Central Scrutinizer wrote: | | I call shenanigans on that one. |
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