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Chef Lefty
Full Grown Flour Bluffian
Joined: 13 Aug 2009
Posts: 4659
Location: The First Sandbar (a.k.a. Flour Bluff)
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 Posted: Tue Jul 30, 2013 7:10 am Post subject: Boat Insurance |
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I have experienced premium creep the past couple of years. No claims. Shopped one of the larger carriers and the premium was very comparable. 
Can anyone suggest a solid carrier I may shop? Also, any feedback on customer service would also be appreciated.
Cheers!
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| Central Scrutinizer wrote: | | I call shenanigans on that one. |
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everken
Finger Mullet
Joined: 04 Apr 2013
Posts: 17
Location: Padre Island
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| Posted: Tue Jul 30, 2013 7:34 am Post subject: Boat Insurance |
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| Try Boat USA, I found them to be 40% less than others, Even with low deductables and unlimited towing |
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speckled.trout
Full Grown Flour Bluffian
Joined: 30 Aug 2012
Posts: 1190
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Chef Lefty
Full Grown Flour Bluffian
Joined: 13 Aug 2009
Posts: 4659
Location: The First Sandbar (a.k.a. Flour Bluff)
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| Posted: Tue Jul 30, 2013 8:49 am Post subject: |
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Thanks EK and ST. Researching both of these companies. So far they are asking way more (and better) questions than the big outfits have asked. Also seeing at least a 35% lower premium (BoatUS) for comparable insurance.
BoatUS membership required, but only $24/yr. Will make that up with discounts, etc. they offer.
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| Central Scrutinizer wrote: | | I call shenanigans on that one. |
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JM
Horse Mullet
Joined: 22 May 2009
Posts: 208
Location: Corpus Christi
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| Posted: Tue Jul 30, 2013 9:00 am Post subject: |
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| I have used progressive for years and they are very affordable. Discount I you pay entire premium. |
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Johninaustin
Full Grown Flour Bluffian
Joined: 03 Jun 2007
Posts: 1118
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| Posted: Tue Jul 30, 2013 9:29 am Post subject: |
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| JM wrote: | | I have used progressive for years and they are very affordable. Discount I you pay entire premium. |
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I use Progressive as well. Full coverage plus contents and towing. Very reasonable and good service. |
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Chef Lefty
Full Grown Flour Bluffian
Joined: 13 Aug 2009
Posts: 4659
Location: The First Sandbar (a.k.a. Flour Bluff)
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| Posted: Tue Jul 30, 2013 10:21 am Post subject: |
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| Johninaustin wrote: | | JM wrote: | | I have used progressive for years and they are very affordable. Discount I you pay entire premium. |
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I use Progressive as well. Full coverage plus contents and towing. Very reasonable and good service. |
Progressive is the joint giving me premium creep on a depreciating boat, with no claims filed. Went with BoatUS. Saved about 35%.
Although I do use Progressive for HO and Autos.
Thanks All. 
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| Central Scrutinizer wrote: | | I call shenanigans on that one. |
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ironmanstan
Exalted Ruler of Flour Bluff
Joined: 04 Oct 2006
Posts: 12256
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| Posted: Wed Jul 31, 2013 4:53 am Post subject: |
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I just have mine with State Farm along with all my other insurance. I have been with them for over 30 years and they have never pissed me off. They have always been there when I needed them.
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I LIKE MINE FRIED. |
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Chef Lefty
Full Grown Flour Bluffian
Joined: 13 Aug 2009
Posts: 4659
Location: The First Sandbar (a.k.a. Flour Bluff)
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| Posted: Wed Jul 31, 2013 7:02 am Post subject: |
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| rodandroll wrote: | Just an FYI about where your money is going when you buy progressive insurance. Look up Peter Lewis the head of Progressive Insurance. Ultra liberal and running buddy of George Soros.
May not matter to you and that's fine. But for those to whom it does matter - just sayin!! |
Thanks rodandroll. You have destroyed my ability to tolerate Flo!!
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| Central Scrutinizer wrote: | | I call shenanigans on that one. |
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Oil Field Trash II
Full Grown Flour Bluffian
Joined: 25 Mar 2008
Posts: 1560
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| Posted: Wed Jul 31, 2013 7:23 am Post subject: |
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| Chef Lefty wrote: | | rodandroll wrote: | Just an FYI about where your money is going when you buy progressive insurance. Look up Peter Lewis the head of Progressive Insurance. Ultra liberal and running buddy of George Soros.
May not matter to you and that's fine. But for those to whom it does matter - just sayin!! |
Thanks rodandroll. You have destroyed my ability to tolerate Flo!! |
X2. even if they have better rates, I can't willingly support a company like that.
I use anchor marine. They seem pretty good, although my rates went WAY up when I moved from houston to corpus last year. |
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rodandroll
Full Grown Flour Bluffian
Joined: 17 Jan 2007
Posts: 1814
Location: Kerrville, Tx
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| Posted: Wed Jul 31, 2013 9:53 pm Post subject: |
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Go to their website and check out USAA, they have really opened their doors to new customers in the last couple of years, added lots of new categories of people eligible to get ins from them.
Great conservative military based company that treats it's customers right and won't spend your money on liberal agenda's.
IMS, you probably qualify for USAA now, you ought to check it out. They have the best rates around.
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Now that food has replaced my sex life I can't even get into my own pants!!!!!!!!
Even duct tape can't fix stupid ... but it can muffle the sound!!! |
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Oil Field Trash II
Full Grown Flour Bluffian
Joined: 25 Mar 2008
Posts: 1560
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| Posted: Thu Aug 01, 2013 6:11 am Post subject: |
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| rodandroll wrote: | Go to their website and check out USAA, they have really opened their doors to new customers in the last couple of years, added lots of new categories of people eligible to get ins from them.
Great conservative military based company that treats it's customers right and won't spend your money on liberal agenda's.
IMS, you probably qualify for USAA now, you ought to check it out. They have the best rates around. |
I might be wrong, but I think progressive issues the actual policy for USAA for boating insurance. that may be with something else... I know that several years back, I had insurance from USAA, and the policy came on progressive documentation. That was proabbly 10 years ago or so though, perhaps it's changed. I never could figure out why USAA would farm out their policies to anyone else. |
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JimSA
Pony Mullet
Joined: 06 Jul 2011
Posts: 69
Location: SA and the Island
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| Posted: Thu Aug 01, 2013 6:15 am Post subject: |
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| I have USAA as well, but they dont write boats any longer. They broker it to Progressive. |
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rodandroll
Full Grown Flour Bluffian
Joined: 17 Jan 2007
Posts: 1814
Location: Kerrville, Tx
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| Posted: Thu Aug 01, 2013 12:20 pm Post subject: |
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Don't have boat insurance so don't know, but I assure you I will be calling USAA administrative offices to find out. And if so I will be talking to their consumer relations dept about why they would involve such a liberal organization with their conservative military background.
_________________
Now that food has replaced my sex life I can't even get into my own pants!!!!!!!!
Even duct tape can't fix stupid ... but it can muffle the sound!!! |
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wannafish
Flour Bluffian in training
Joined: 11 Mar 2006
Posts: 360
Location: CC
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